Preserving your wealth for the next generation

Under current UK rules, Inheritance Tax (IHT) is generally charged at 40 percent on estates above the available nil-rate band. This includes UK property, cash, investments, and for UK domiciled individuals worldwide assets. Non-doms are liable on UK situs assets, and can become deemed domiciled after long-term UK residence, broadening their exposure.

Our Expertise

At BCR, our team of experts help individuals and families protect their wealth and ensure a smooth, tax-efficient transfer of assets to future generations.

We work with UK domiciliaries, non-domiciled individuals, and internationally mobile families to design tailored IHT strategies that meet personal objectives while remaining fully compliant with UK law.

Our Approach

We undertake a full understanding of your asset base, family arrangements, and long-term intentions. We then identify opportunities to reduce IHT exposure using available reliefs, asset transfers, or structuring techniques.

Where trusts are appropriate, we work alongside legal and fiduciary experts to ensure the arrangement is practical and robust. We also coordinate with our legal colleagues at BCR Law LLP to align estate planning with tax efficiency.

We assist the following clients:

• UK domiciled individuals with significant estates.
• Non-doms concerned about exposure to UK IHT.
• Business owners planning succession or exit.
• Families with multi-generational or cross-border wealth.
• Trustees and fiduciaries managing taxable assets.

Our Services

With appropriate planning, your IHT exposure can be reduced significantly through:

• Lifetime gifting.
• Trust and estate structuring.
• Use of reliefs and exemptions.
• Business property and agricultural reliefs.
• Non-dom planning and domicile reviews.

Our values delivered:

Excellence: Technical depth in UK IHT law and cross-border implications.
Delivery: Clear advice and well-structured solutions that stand the test of time.
Respect: Sensitive, family-focused planning built on trust.
Elegance: Seamless integration with your legal, fiduciary, and financial advisers.

Why BCR Pro

We understand that IHT planning is about more than tax, it is about legacy, family, and long-term security. We bring clarity to complex issues and offer thoughtful, bespoke solutions that support your goals.

Whether you are building your estate or preparing to pass it on, our advice is discreet, strategic, and tailored to your circumstances.