Insolvency

Clear, decisive legal guidance through financial distress and restructuring.

Insolvency situations are often complex, fast-moving, and emotionally charged. That is all the more so in Jersey given the unique mix of statutory and customary law insolvency procedures.


Our Expertise

Whether you are a creditor seeking to recover debts or a business or individual facing financial distress, you need clear, strategic advice to protect your interests. At BCR, our experienced team acts for both debtors and creditors across the full range of insolvency and restructuring matters in Jersey.

We advise on:

  • Debt recovery and restructuring.
  • Creditors' winding-up applications.
  • Désastre proceedings.
  • Just and equitable winding-up.
  • Dégrèvement, réalisation and remise de biens.
  • Enforcement.
  • Asset tracing and fraud-related claims.
  • Director duties and liability.
  • Informal restructurings and solvent wind-downs.
  • Cross-border insolvency and recognition issues.

Our Approach

We understand the pressures that financial difficulty can create. For debtors, the right advice at the right time can make the difference between recovery and collapse.  For creditors, swift and decisive action may be necessary to safeguard your position. For directors we assist them to understand their legal obligations and mitigate personal exposure where appropriate.

Our team is responsive, commercially minded, and equipped to guide clients through every stage of the insolvency process.

For creditors, we provide robust advice on recovering debts, securing claims, and maximising returns through formal insolvency proceedings. We assist in initiating désastre or winding-up applications and advise on protecting your interests in the face of competing claims and limited assets.

For debtors, including companies and individuals, we provide sensitive but practical advice on managing insolvency risk, negotiating with creditors, and exploring restructuring or rescue options.

Our team also acts for insolvency practitioners, liquidators, and trustees in complex matters involving insolvent estates, contentious claims, and cross-border recovery actions.


Our Values in Action

Excellence: High quality strategic legal advice delivered with clarity and commerciality to enable clients to make informed decisions, minimise risk, and achieve their goals.

Delivery: Consistently excellent legal advice and representation delivered promptly, accurately, transparently, and clearly.

Respect: The provision of advice and representation with objectivity, courtesy and professionalism, always in consideration of our clients’ best interests and strategic aims.

Elegance: Professional but friendly and collaborative representation delivered with clarity and poise to provide a seamless and sophisticated service.

Why BCR Law

At BCR, we pride ourselves on delivering clear, strategic, and commercially sensible advice. Whether negotiating a settlement, participating in court proceedings, or advising on restructuring, we always work to achieve the best outcome for our clients.

If you are facing or involved in an insolvency situation in Jersey, contact BCR today. Our experienced team is here to support both creditors and debtors with expert legal guidance and practical solutions.

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